Banks and loans

Friday, July 3, 2009

How to pay your student loans bills - Part 2

Master card That Makes Money For You!

AmBank Smartlink Prepaid Master Card

AmBank Smartlink Prepaid Master Card
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Anyone can qualify for this card. There is no income qualification or age limit

There are two ways to earn cash incentives for SmartLink2U card Members:
(1) Spending at all participating Smartlink2U Merchants and outlets where MASTERCARD® cards are accepted. Upon achieving a set number of points, the cardholder will receive cash rebates based on agreed formula.
(2) Member Get Member: Obtain RM10 cash rebates for every new members enrolment. When new members spend, a percentage of their points are shared with the introducing member.

To become an AmBank-SmartLink PrePaid MasterCard holder, you have to fill in an application form. This can be obtained from Introducer,(SmartLink2u card member) or call SmartLink for a form. Upon submission of the application form accompanied with a payment of RM 55, you will be given the AmBank-SmartLink PrePaid MasterCard.

Things to Know As a New Member

After 4 working days, you can;
Start using your card at any Smart Merchant outlet to swipe for S-points
You can top-up your card at any outlet with picture of AmBank NexG logo displayed. Once you top-up the card, you can make purchases at any MasterCard outlet to get AmBonus points. If that outlet is also a Smart Merchant, you would also be entitled to S-points. Click here for the list of top-up centres

After 20 working days;
You will receive your PIN from AmBank. The PIN will allow you to check your online statement via our website and provide you with another channel for top-up i.e. at AmBank cash deposit machines.

free glitter text and family website at

How to pay your student loans bills - Part 1

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Things To Know Before Enrolling Yourself In Masters Degree Online.

You are busy but you want to promote yourself in your demanding career? Masters Degree Online is the answer. Just click the phrase 'Masters Degree Online'. If you have the qualifications requirements, one of these thousands of universities and colleges will be glad to have you in their master degree online programs.
Loans For Student
One of the requirements to enroll to this program is the need to have a bachelor degree on related field. Some other institutions just need associate degree and/or few years of working in related fields.So, just check on with the institutions to know about the enrollment requirements.

What do you need to earn your degree online?

There are some things you should consider before registering yourself in one of the masters degree online programs. These things are to ensure that you will get the most benefit from the program.
1. Check out their reputations. The online institutions must be physically exist. This is a list of things you should check on reputations of a masters degree online:-
a) Visit the institution at least once. Take time to go there because you do not want to lose your money and time investments later. If not, at least make sure that there are pictures of the buildings and others sites.
b) Talk to the teaching staffs and students who are able to give their views on the course. If you can find an ex-students from the course, it will be more beneficial to your review on the masters degree online program.
c) Find out how they teach hands on skills or if you need to use a laboratory. Do they require you to go there for certain assignments.
d) Check out how long the masters degree online has been conducted in the institution. You need their experience to achieve your goals.

Find out whether the institution is accredited by regional or national accrediting agencies. You can do this by log in to your government websites.

Review how long will you have to be in the program. The usual time will take 2 years of studying online. However, there are some masters degree online courses that promote less achieving time. Thus, this information is useful for you to estimate the time to obtain that career promotions.
4. Most of us want to choose a
masters degree online courses relevant to our work fields. That is why you should make sure that the coursework is extensive and cover all your fields. The course at the end can enrich you knowledge, experience and improve your skills.

5. Among other things to know are the cost and popularity of the masters degree online. These things are important to foresee any problems that will arise later on. Check out their level of technology before venturing into a masters degree online course. Not to forget to find out whether the teachings staffs are well educated, knowledgeable as well as talented.

6. Finally, make sure the institution promotes financial assistances for students. These assistances may come as a student loans or scholarships. Contact the institution to verify the assistances available.

This article is not a legal advice. For more informations on the subject,visit or any other websites related.
Written by lientoo. Btp. Masters Degree Online.

Wednesday, May 20, 2009

CIMB Niaga Scholarship

As business entities responsible for the advancement of education in Indonesia, Bank CIMB Niaga and CIMB Group give Indonesian high-school students the opportunity to get scholarships for studying in Malaysia for a bachelor`s degree in:

* Micro Financing
* Economics & Administration
* Business & Accountancy
* Syariah Banking
* Computer Science & Information Technology

The scholarship program will cover the following fees/costs:

* Screening (TOEFL, psychological,etc) tests
* University enrolment
* Tuition
* Living allowance
* Health insurance
* Course books/materials
* Personal computer
* Final-year research
* Passport and exit permit applications at teh Immigration Office and Malaysian Embassy

Scholarship program requirements:

* Candidates should be Indonesian citizens
* Average grades should be higher than 8.00 for both the National and Local (School) Examinations
* Candidates are not participating in any other scholarship

* Candidates should submit:
- Completed application form
- National Examination and Local (School) Examination results (or legalized copies of school reports for the 5 last semesters)
- Letter of reference from the candidate`s school
- Color 34 photographs (2)

Registration procedure:
Interested students should fill in an application form and send it together with all required documents no later than 28 February 2009 to:

Bank CIMB Niaga, for the attention of Aan Haerani, Organization "> or CIMB Niaga Head Office.
from blogzilla

Tuesday, February 3, 2009

List of Student Loan and Scolarship From Ministry of Higher Education (MOHE)

List of Student Loans from Kementerian Pengajian Tinggi Malaysia/Ministry of Higher Education, Malaysia(MOHE) for students in IPT(Higher Education Institution)

* Scholarship and loan schemes under KPT(MOHE)

1. Scholarship/Training Award

Skim Latihan Akademik IPTA(SLAI)(IPTA Academic Training Scheme) and Skim Latihan Akademik Bumiputera(SLAB)

Hadiah Latihan Persekutuan (Federal Training Award)

Skim Latihan Tenaga Pengajar Teknikal (SLTP)(Technical Teachers Training Scheme

Biasiswa Sukan (Sport Scholarship)

2. International Scholarships

Commonwealth Scholarship and Fellowship Plan (CSFP)

Malaysian Technical Cooperation Programme (MTCP)

Malaysian International Scholarship (MIS)

KPT's International Scholarships (new)

3. Financial Loans and Assistances

Pinjaman Pelajaran Peringkat Sijil Politeknik dan Kolej Komuniti( Student Loan for Polytechnic and Community College)

Bantuan Kewangan Pelajar Kolej Komuniti(Financial Assistance for Community College Students)

Bantuan Kewangan Program Asasi IPTA(Financial Assistance For IPTA's Matriculation Program)

Elaun Khas OKU(Special Allowance For OKU(Disable People)

Pendidikan Khas Politeknik( Special Education Polytechnic)

4.Legislation and Payment

Tabung Pinjaman Pelajaran KPT(KPT Education Loan Fund)

Gantirugi Biasiswa

Monday, February 2, 2009

EDUCATION LOAN - Tapak, Angkasa


To provide amendable loan to the ANGKASA's member, their children, employees of a cooperation listed under ANGKASA and children of ANGKASA's employees who are pursuing full time Bachelor Degree in Public Institution of Higher Education(IPTA).
Help to generate knowledgeable and skillful generations that are able to contribute to the cooperation's movements and on the whole, the society.

TAPAK- officiated on October 6, 2000. Since then TAPAK had granted more than 148 study loans.

* Amendable loan to scholarship based on the achievement of the Bachelor Degree eg:
1. PNGK (CGPA) 3.67 – 4.00 – 100% Schlarship
2. PNGK (CGPA) 3.10 – 3.66 – 75% Scholarship
3. PNGK (CGPA) 2.75 – 3.09 – 50% Scholarship
4. PNGK (CGPA) 2.74 & Ke Bawah – 100% Loan

* Interest free on the amount of loan.

*TAPAK also provides programmes related in the interest of the student such as motivational, counselling programme, employment preparations courses and Touch Typing course.

* TAPAK provide Laptop Computer loan Scheme to students under TAPAK sponsorship.

-Maximum RM 6,500.00 per year.
- The loan amount is based on the current value charge by the University and with the financial status of ANGKASA.

-Maximum 4 years

- End date of 3 months after employment date.

Emails : tapak or

Setiausaha Kerja
Jawatankuasa Bahagian Pelajaran, Penerangan, Penerbitan & Perkhidmatan (JB4P)
Tabung Pinjaman Pendidikan ANGKASA (TAPAK)
Wisma Ungku A. Aziz
Jalan SS6/1 Kelana Jaya
46798 Petaling Jaya

Telephone : 03-78008186 / 78007857
Fax : 03-78061506

Monday, January 26, 2009

Student Loan, Malaysia. - PTPTN


PTPTN stands for "Perbadanan Tabung Pendidikan Tinggi Nasional " or "The National Higher Education Fund Corporation".In line with government aspirations that no student should be denied access to higher education because of financial reasons, PTPTN plays a role as an efficient student loan programme for those who are eligible.

Major functions:-
- manage disbursement for the purpose of higher education,
- collect deposits, design and offer saving schemes for the purpose of saving for higher education,
- collect loan settlement,
- carry out any other functions given to the PTPTN under any written legislation.
In short, PTPTN's mission is manage funds for higher education.

Who are eligible for PTPTN's Student Loan:-

* Malaysian citizen, aged below 45 years
* Passed SPM with credits in any 3 subjects, SPM for Community College Certificate and Polytechnic Diploma graduates with CGPA 3.0 and above;
* IPTA/IPTS/Polytechnic students must register to pursue courses approved by the IPT Management Department (IPTA/IPTS)/Polytechnic Management Department and Community College of the Ministry of Higher Education;

* IPTS students must obtained the Accreditation Certificate from the Malaysian Qualifications Agency (MQA). The course and Accreditation Certificate approval period must still be valid on the date of application;

* All students must possess entry requirements determined by the Ministry of Higher Education to pursue the course. For students with qualifications that differ from that stipulated, verification that the said qualification is equivalent to the required qualification must be obtained from departments or agencies specified as above;

* The remaining period of study upon application must exceed one year;

* PTPTN student loans require two (2) guarantors that must consist of biological father and mother of student regardless of the parents age and income;

* *Starting 1st of January 2008, PTPTN student loans will only be considered for students with SSPN account with at least RM3,000.00 savings for parents with RM2,000.00 and above income, and RM500.00 savings for parents with RM2,000.00 or less income;

(the above term regarding SSPN savings amount has been suspended until further notice. However student loan applicants are still required to have a SSPN account with minimum savings amount of RM20 before eligible to apply for PTPTN loan).

* Have no other sponsor; and

* Loan overall total must not exceed RM65,000.00

*Note : SSPN account must be opened and active at least 2 weeks before application session in IPT.
DISCLAIMER: This not legal advice. We shall not be liable for any loss or damage caused by the usage of any information obtained from this site.